Model Portfolios

Diversified portfolios using top-rated funds from our scoring system. Last updated: February 2026

Educational Purpose: These portfolios are for educational illustration based on our scoring algorithm. Past performance doesn't guarantee future returns. Always consult a SEBI-registered financial advisor before investing.

Conservative Portfolio

Low risk, capital preservation focus. Ideal for risk-averse investors or near retirement.

Debt: 60%
Equity: 25%
Hybrid: 15%

Debt (60% allocation)

ICICI Prudential Short Term Fund - Direct Plan - Growth Opti...

ICICI Prudential

20%
allocation
1Y: 8.0%
3Y: 8.2%
5Y: 7.1%
Score: 71/100

Nippon India Corporate Bond Fund - Direct Plan Growth Plan -...

Nippon India

40%
allocation
1Y: 7.5%
3Y: 8.0%
5Y: 7.0%
Score: 66/100

Equity (25% allocation)

Nippon India Large Cap Fund - Direct Plan Growth Plan - Grow...

Nippon India

15%
allocation
1Y: 14.3%
3Y: 20.5%
5Y: 18.7%
Score: 84/100

HDFC Flexi Cap Fund - Growth Option - Direct Plan

HDFC

10%
allocation
1Y: 15.4%
3Y: 23.2%
5Y: 21.5%
Score: 85/100

Hybrid (15% allocation)

Parag Parikh Conservative Hybrid Fund - Direct Plan - Growth

Parag Parikh

15%
allocation
1Y: 8.8%
3Y: 11.9%
Score: 67/100