Mutual Fund Analyzer

Analyze Direct Plan mutual funds. Compare active funds vs index funds, check expense ratios, and evaluate performance.

Active Funds

Managed by fund managers who actively pick stocks/bonds to beat the benchmark. Higher expense ratios but potential for outperformance.

  • ✓ Check 3-year and 5-year CAGR
  • ✓ Compare returns vs category average
  • ✓ Expense ratio should be under 1.5%
  • ✓ Look for consistency across periods

Index Funds / ETFs

Passively track an index (Nifty 50, Sensex, etc.). Lower costs, returns match the index minus expenses.

  • ✓ Expense ratio should be under 0.2%
  • ✓ Low tracking error (<0.5%)
  • ✓ Good AUM for liquidity
  • ✓ Pick established funds over new ones